Hi, Ive done alot of researching for many businesses, and have also been scammed by a few. Yes, It is quite humiliating, but they are out there. What is out there? Well, the scammers are out on the prowl and the legit businesses are struggling due to skeptism . I'm not saying they are not making money ,of course they are. But if there were more honest people out there , then the businesses that have an honest product would be more productive. There are many at home businesses that make sense like answering surveys, you get paid by most a few cents to view ads and in return they get paid by advertisers and if we like what we see , we might be sold. So that makes sense. Try stuffing envelopes, that would work except I want to say all, but I'll just say most ask for money upfront for supplies, but in that supply kit ,have you ever wondered what is in there or if in fact you will even recieve one. Do you get envelopes, postage or do you have to advertise as well for that company. I'd say affiliate programs are safe, but if you have morals you'd want to make sure that the product you are affiliated w/ is not a scam. I have been involved w/programs that I paid for and never made money from, and made money from FREE home business opportunity. I'm not rich, but it was challenging, and I do stay at home now F.T . So please be a good judge and read please read between the lines , if it makes sense and you can afford the risk that is you're decision, but if it is not clear then research or ask around, do not make yourself vulnerable to the perfect scammer, but dont miss out on life due to skeptism. There are still honest people in this world that have morals and make honest successful livings. Good Luck and may God Bless You.